1. Research Digest

The Research Digest sites are operated by ABE Settlements Pty Ltd ABN 33 629 723 922 (‘Research Digest’) and its related body corporate.

Research Digest website publishes advice and information in one or more reports. Research Digest is the entity with primary responsibility for content editing.

Research Digest will send weekly emails, alerts and other emails to members as part of the Research Digest paid service. By agreeing to the terms and conditions and being a paid member of Research Digest you agree to receive the weekly emails which alert members that the reports are posted to the website, periodic mid-week alerts which are updates for members and our morning daily breakfast brief email.

  1. WARNING

The advice and information given by Research Digest and provided on Research Digest websites is general advice and general information only and is not intended as an offer or solicitation with respect to the sale or purchase of any security or financial product.

The advice and information provided are prepared for general information only, and as such, the specified needs, investment objectives or financial situation of any particular user have not been taken into consideration. Individuals should therefore discuss, with their financial planner or advisor, the merits of each recommendation for their own specified circumstances and realise that not all investments will be appropriate for all people.

There may be a product disclosure statement or other offer documents for the securities and financial products we write about in Research Digest. You should obtain a copy of the product disclosure statement or offer document before making any decision about whether to acquire the security or product.

  1. Access to Site and Premium Content

Access to some content on the Research Digest websites is restricted.

To access premium content on the Research Digest websites you are required to hold a valid subscription. You will be provided with a username and password to access the premium content. The extent of premium content provided to you is dependent on the Research Digest subscription to which you have subscribed.

  1. Use of Site and Reproduction of Content (Copyright)

The material provided on Research Digest is copyright protected. You may view the Website and its contents using a web browser. You may make copies of portions of this Website solely for your own personal reference, information, research or study provided that you do not modify the copy from how it appears on the Website and you must include the copyright notice appearing above on any copy that you make.

The material may not otherwise be used, copied, reproduced, published, stored in a retrieval system, altered or transmitted in any form or by any means in whole or part (except where such use constitutes fair dealing under the Copyright Act) without the prior written approval of Research Digest.

You may not use any part of the material on a Research Digest site to establish, maintain or provide, or assist in establishing, maintaining or providing your own publications, Internet site or other means of distribution.

Certain content contained on Research Digest sites is provided by third parties and may be protected under copyright law. Any copying, republication or redistribution of third-party content, including by caching, framing or similar means, is expressly prohibited without the prior written consent of Research Digest and its third-party content providers.

Reproduction of any material within the Members area of the Research Digest website is prohibited. Information is for Research Digest subscribers only. The material on this Website is protected by Australian Copyright Legislation and by the copyright legislation applying in other countries. You agree that if you reproduce any content without prior written consent, or disclose your login details to another person/s, you will accept full financial liability to pay the annual subscription price for all additional readers or recipients

  1. Limitation of liability

Research Digest gives no representation or warranty in relation to the Research Digest websites.

To the extent permitted by law, Research Digest and its employees, agents and authorised representatives exclude all liability for any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the websites whether or not caused by any negligent act or omission. If the law prohibits the exclusion of such liability, Research Digest hereby limits its liability, to the extent permitted by law, to the re-supply (or the cost of re-supply) of the information on the websites.

  1. Financial Services Guide

Research Digest provides a Financial Services Guide (FSG). The guide covers a lot of important information about Research Digest and the services we provide. You should therefore make yourself familiar with the Research Digest Financial Services (FSG). Click here to read a copy of the Financial Services Guide (FSG).

By accepting the terms and conditions you are acknowledging that you have read the Research Digest Financial Services Guide (FSG).

  1. Disclosure

Employees and/or associates of Research Digest may hold one or more of the securities reviewed by Research Digest. These holdings should not be seen in any way as a recommendation.
All Research Digest staff must adhere to a staff trading policy, which can be found here.

  1. Subscriptions and Subscription Prices

To access premium content you must subscribe to the Research Digest website.

To subscribe you must go to the subscription page on any of the Research Digest websites, provide the information marked as “Mandatory” and select the payment option for the price quoted (at the time of your transaction). You will then receive a verification email from Research Digest indicating that Research Digest has accepted your subscription and payment, and you will be able to access the premium content.

Prices published on the www.ResearchDigest.com.au websites for Research Digest goods and services are quoted in AUD and are exclusive of GST and/or all other duties and taxes. Any applicable transport and handling charges will be added at the time of the transaction. Research Digest has used reasonable endeavours to ensure that prices for subscriptions to Research Digest services are published accurately on the websites but these prices are subject to change and Research Digest reserves the right to change these prices without prior notice at any time. Prices charged and payable will be those quoted at the time you completed your subscription application.

Research Digest reserves the right to recover, as an additional charge from you, amounts for freight incurred with the shipping of promotional items. Included in the subscription price is an administration fee of up to AUD100 exclusive of GST and/or all other duties and taxes.

The ABE Settlements Pty Ltd (ABN 33 629 723 922) will issue a tax invoice to the Customer in relation to any supply that is subject to GST. The amount of GST payable will be calculated by multiplying the sum of the price for the supplies plus any additional freight or other charges by the rate of GST applicable at the time of the supply. For the purposes of GST, the words “supply” and “tax invoice” have the same meaning as that given to them in the A New Tax System (Goods and Services Tax) Act 1999 (Cth).

  1. Cancellations

Member satisfaction is important to us, and we understand that our service will not suit everyone’s needs. Accordingly, all new subscribers to the long-term Research Digest Reports are entitled to a 30-day money-back guarantee (please note that this does not apply to existing or past Members). Any introductory gifts must be returned in their original condition before a refund will be made.

In the event that the report does not fulfil your requirements, cancellations must be notified in writing and posted to:

Research Digest Australia
PO Box R445
Royal Exchange, NSW, 1225

The postmark on the envelope must be no later than 30 days after the subscription was initially taken. Please note, that without exception, refunds cannot be made after the initial 30 days.

  1. Commissions paid to Research Digest

Financial products applied for via the “Managed Funds” page will result in the respective entity paying commissions to Research Digest.

  1. Link to/from Research Digest Sites

Research Digest has not reviewed any of the websites which link to this Homepage or to which this Homepage links. Research Digest is not responsible for the content of any other website or pages linked to or linking to the Homepage. Research Digest does not endorse or otherwise sponsor such links. Such links are provided solely for your convenience and information. Following links to any other websites or pages shall be at your own risk.

You may only provide a link to this Website from a website provided that you link to the home page www.ResearchDigest.com.au, and use as the linking text “Research Digest”. To link in any other way, you must first obtain the written permission of Research Digest (support@researchdigest.com.au).

Books purchased via the “Recommended Books” page will result in Amazon.com paying a commission to Research Digest. Financial products applied for via the “Managed Funds” page will result in the respective entity paying commissions to Research Digest.

You may view the Website and its contents using a web browser. You may make copies of portions of this Website solely for your own information, research or study provided that you do not modify the copy from how it appears on the Website and include the copyright notice appearing above on the copy that you make.

Save for the foregoing, you must not reproduce, frame (by whatever means), link to or otherwise use any of the material on the site without first obtaining written permission from the Copyright Act 1968 (Cth) or similar copyright legislation.

Reproduction of any material within the Members area of the Research Digest website is prohibited. Information is for Research Digest subscribers only. The material on this Website is protected by Australian Copyright Legislation and by the copyright legislation applying in other countries. You agree that if you reproduce any content without prior written consent, or disclose your login details to another person/s, you will accept full financial liability to pay the annual subscription price for all additional readers or recipients.

  1. Monthly Membership

If you join through our monthly or yearly recurring membership options from our website, which you agree to pay, monthly or yearly, we will continue to charge the Credit Card Provided at the point of sale until you notify us that you would like to cancel. To cancel you can send an email to support@researchdigest.com.au and or call us on 02 8000 3579.

When you register your details on the Research Digest website you agree to receive:
– Calls/emails as outlined in the Research Digest Privacy policy
To unsubscribe completely from the Research Digest database and no longer receive any contact from Research Digest you must email Research Digest with a request to unsubscribe from our mailing list.

By submitting your name and contact details to this site you agree to the aforementioned steps of removing your details from the Research Digest database.